Bridge Loans

Capital between transactions. Structured for speed.

Gap financing when you need capital to keep your pipeline moving. Up to 80% LTV. Interest-only payments. Flexible exit strategies. We move when you need to move.

  • Up to 80% LTV
  • 6–18 month terms
  • Interest-only payments
  • Flexible exit strategies
Loan structure

The details.

Everything you need to know about how this loan is structured before you submit a deal.

Max LTV
80%

On purchases and cash-out refinances.

Loan term
6–18 mo

Short-term capital with flexible exit options.

Payments
Interest only

Preserve cash flow while the project executes.

Time to close
7–14 days

Structured for speed, not paperwork.

Why this loan

Keep your pipeline moving when timing doesn't cooperate.

Good deals don't wait for perfect timing. Bridge financing gives you the capital to act now, on a purchase, a renovation, or a situation where you need time to sell or refinance, without locking into long-term debt.

Up to 80% LTV

Borrow against current value on purchases and cash-out refinances. Flexible structures depending on your exit strategy.

Interest-only payments

Keep your monthly costs low while the project runs. Principal comes back on exit, not from your operating cash flow.

Flexible exit strategies

Sell, refinance into DSCR, or stabilize and hold. We structure around your plan, not a fixed exit requirement.

Closes in 7–14 days

No committee approvals. One dedicated team from application to funded.

Bridge to sell or rent

Struggling to sell or find a tenant? Bridge financing gives you runway to get the property performing or sold without pressure.

Mid-rehab rescue

Stuck mid-build? We offer bridge financing with up to 75% LTV cash-out or 80% LTV rate-term to rescue stalled projects and fund remaining rehab.

Qualifying

What we look at.

We underwrite the deal, not your life story. No tax returns. No income verification. Here is what matters.

Property type: Residential 1–4 units, multi-family, and some commercial. Ask your loan officer.

LTV: Up to 80% on purchases and cash-out refinances.

Term: 6–18 months with extension options available.

Income verification: Not required. Asset-based underwriting.

Exit strategy: Required: sale, DSCR refinance, or stabilization plan.

Prepayment: Flexible. Ask your loan officer about terms.

Who this is for

For investors who need capital now and a clear path to exit.

Bridge loans work for a range of situations. If you need short-term capital to bridge a gap between where you are and where you're going, this is the product.

  • Investors who need to close fast on a purchase before arranging permanent financing
  • Owners who need time to sell a property without the pressure of a hard deadline
  • Investors stuck mid-rehab who need capital to finish the project
  • BRRRR investors bridging from acquisition to stabilized DSCR refinance
  • Investors whose current lender can't move at the speed the deal requires
How it works

Three steps. No surprises.

A dedicated team on every file from first call to closing table.

01

Apply

Fill out the form or call us. Tell us about your deal. We can usually give you a preliminary answer the same day.

02

Get approved

Your dedicated loan team handles underwriting from start to finish. No committee. No delays.

03

Close

We fund on time. Most loans close in 7–14 days. You get to the closing table ready to execute.

Questions

Common questions.

What can a bridge loan be used for?

Bridge loans provide short-term capital between transactions: closing fast on a purchase, financing a renovation, rescuing a stalled mid-rehab project, or buying time to sell or refinance.

What is the maximum LTV on a bridge loan?

Up to 80% LTV on purchases and cash-out refinances, with structures that flex around your exit strategy.

Do bridge loans require income verification?

No. Bridge financing is asset-based. We underwrite the property and the exit plan, not your personal income or tax returns.

How does the loan get repaid?

Through your exit: a sale, a DSCR refinance, or stabilizing and holding. An exit strategy is required at application, and payments are interest-only in the meantime.

Tell us about the gap you need to bridge.

We'll structure the loan around your exit and close in 7–14 days. No committees, no delays.