Privacy Policy

Information you give us. When you fill out our quote form, apply for a loan, or contact us, you may give us:

Information collected automatically. When you visit the Site, we and our service providers automatically collect certain technical information, such as your IP address, browser and device type, pages you view, links you click, and the website that referred you to us. We collect this through cookies and similar technologies (see "Cookies and Tracking Technologies" below).

Information from third parties. If you apply for a loan, we may receive information about you from credit bureaus, background-check providers, property data and valuation services, and other sources that help us evaluate your application.

• Contact details — your name, email address, phone number, and company name.
• Deal and property details — the property address, purchase price, renovation budget, timeline, and your investment experience.
• Loan application information — if you move forward with a loan, we may collect financial and business information such as bank statements, entity documents, credit history, and government-issued identification.

We use the information we collect to:

We use your information only for the purposes described in this policy or as otherwise disclosed to you when we collect it.

• Respond to your inquiries and provide loan quotes.
• Evaluate, underwrite, process, close, and service loans.
• Communicate with you about your request, application, or loan.
• Send you marketing communications about our products (you can opt out at any time).
• Operate, secure, and improve the Site and our services.
• Detect and prevent fraud and comply with legal and regulatory obligations.

If you give us your phone number and agree to receive text messages, we may send you SMS messages about your inquiry, your loan, or our products and promotions. Message frequency varies. Message and data rates may apply.

You can opt out of marketing texts at any time by replying STOP, and you can get help by replying HELP. Your consent to receive text messages is not a condition of getting a loan from us. We do not sell your phone number or share it with third parties for their own marketing purposes.

We share your information only as needed to run our business and as described here:

We do not sell your personal information to third parties.

• Service providers. Companies that help us operate — for example, our customer relationship management (CRM) platform, email and text-message delivery services, website hosting, analytics, and form-security tools. They may use your information only to perform services for us.
• Financing partners. Investors, lenders, and loan participants involved in funding, purchasing, or servicing your loan.
• Professional advisors. Attorneys, accountants, title companies, appraisers, and other professionals involved in your transaction.
• Legal and safety. When we believe disclosure is required by law, subpoena, or legal process, or to protect the rights, property, or safety of Trilith Funding, our borrowers, or others.
• Business transfers. In connection with a merger, acquisition, financing, or sale of all or part of our business or assets.

We use cookies and similar technologies to make the Site work, remember your preferences, and understand how visitors use the Site so we can improve it. You can set your browser to refuse cookies, but some parts of the Site may not work properly without them.

We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

We keep your information for as long as needed to fulfill the purposes described in this policy — including evaluating and servicing your loan — and to meet legal, regulatory, tax, and accounting requirements. When we no longer need it, we delete or de-identify it.

You can opt out of marketing emails by clicking "unsubscribe" in any marketing email, and opt out of marketing texts by replying STOP. Even if you opt out of marketing, we may still contact you about an active inquiry or loan.

Depending on where you live, state law may give you additional rights over your personal information — for example, the right to know what we have collected about you, to correct it, or to ask us to delete it. To exercise any of these rights, contact us using the information below. We will not discriminate against you for exercising your privacy rights.

Please note: our loans are business-purpose loans made to real estate investors and business entities. Some privacy laws apply only to personal information collected in a personal or household context, so certain rights may not apply to information collected in connection with a business-purpose loan.

The Site may link to third-party websites or services (for example, our social media pages or scheduling tools). We do not control and are not responsible for the privacy practices of those third parties. We encourage you to read their privacy policies.

The Site and our services are intended for adults and businesses, not children. We do not knowingly collect personal information from anyone under 18. If you believe a child has given us personal information, contact us and we will delete it.

We may update this Privacy Policy from time to time. When we do, we will post the updated version on this page and revise the "Last updated" date above. Your continued use of the Site after an update means you accept the revised policy.

If you have questions about this Privacy Policy or want to exercise your privacy rights, contact us:

• Phone: (470) 771-7050