Private Lending.
No Red Tape.

Up to 90% LTC on fix and flip. No tax returns required. A dedicated team on every file.

Close in 7 daysNo tax returnsNationwide

Tell Us About Your Deal

Get a response within one business day.

Start Your Quote
Loan Products

Every Product. One Lender.

Every stage of your investment, covered.

Fix & Flip

Short-term financing for investors buying, renovating, and selling residential properties. Close fast so you never lose a deal.

  • Up to 90% LTC
  • 12–24 month terms
  • Close in as few as 7 days
  • Rehab draw schedule included
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Bridge Loans

Gap financing when you need capital between transactions. Structured for speed, not paperwork.

  • Up to 75% LTV
  • 6–18 month terms
  • Interest-only payments
  • Flexible exit strategies
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DSCR

Long-term rental financing based on property cash flow, not your personal income. Built for buy-and-hold investors.

  • Up to 80% LTV
  • 30-year fixed available
  • No income verification
  • No tax returns required
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BRRRR

Buy, Rehab, Rent, Refinance, Repeat. We stack bridge and DSCR loans so you can execute the full cycle with one lender.

  • Combined bridge + DSCR
  • Seamless refinance path
  • One lender, full cycle
  • Built for portfolio growth
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Ground-Up Construction

New build financing for investors developing residential properties from the ground up. Structured draws aligned to your construction timeline.

  • Up to 85% LTC
  • 12–24 month terms
  • Draw schedule included
  • Lot + vertical financing
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Multi-Family

Financing for 5+ unit residential properties. Whether you are acquiring, stabilizing, or refinancing, we structure loans around the asset.

  • 5+ unit properties
  • Up to 80% LTV
  • Cash flow underwriting
  • Acquisition or refinance
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Why Trilith

Built for Investors Who Know What Matters

Speed. Clarity. A team that picks up the phone. Nothing else.

7–14

days to close

Fast Closings

Most loans close in 7–14 days. We move at the speed your deal requires.

Direct

team access

Your Dedicated Loan Team

A team that knows your deal inside and out. Direct access from application to closing. No bureaucracy.

0

tax returns required

Simple Underwriting

No tax returns. No employment verification. We underwrite the deal, not your life story.

100%

investor-focused

Investor-First Mindset

We are investors ourselves. We structure loans the way we would want to borrow.

How It Works

Three Steps. No Surprises.

A dedicated team from first call to closing table.

01

Apply

Fill out the form or call us. Tell us about your deal. We can usually give you a preliminary answer the same day.

02

Get Approved

Your dedicated loan team handles underwriting from start to finish. No committee. No delays.

03

Close

We fund on time. Most loans close in 7–14 days. You get to the closing table ready to execute.

Most loans close in 7–14 days
Who We Serve

Built for Experienced Investors

We lend to experienced real estate investors. Not owner-occupants. Not first-time homebuyers.

Fix & Flip Investors

You buy distressed properties, rehab them, and sell for a profit. You need capital fast and a lender who understands construction timelines.

Buy-and-Hold Landlords

You acquire rental properties for long-term cash flow. You need financing based on property income, not your W-2.

BRRRR Operators

You execute the full cycle: buy, rehab, rent, refinance, repeat. You need a lender who can handle both the short-term and long-term pieces.

Get Started

Tell Us About Your Deal

A dedicated loan officer will respond within one business day.

Your information is confidential. We do not share or sell borrower data.

Tell Us About Your Deal

A loan officer will review your deal and respond within one business day.